1. Introduction

Welcome to Investment Masters Pro. These Terms and Conditions ("Terms") govern your access to and use of the Investment Masters Pro website at investmentmasterspro.com (the "Site") and all services, products, and content offered through the Site (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use our Services.

Please read these Terms carefully before using our Services. These Terms constitute a legally binding agreement between you and Investment Masters Pro ("Company," "we," "us," or "our").

2. Definitions

Throughout these Terms, the following definitions apply:

  • "User," "You," "Your": Any individual who accesses or uses our Services.
  • "Content": All materials, information, text, images, videos, graphics, data, or other materials that we make available through our Services.
  • "User Content": Any content that users submit, upload, or otherwise make available through our Services.
  • "Educational Materials": All investment courses, tutorials, guides, videos, and other educational content related to trading, investing, and MetaTrader 4 offered through our Services.

3. Account Registration

To access certain features of our Services, you may need to create an account. When you create an account, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Maintain the security of your account and password
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized access to your account

We reserve the right to refuse service, terminate accounts, remove content, or cancel orders at our sole discretion.

4. Intellectual Property Rights

4.1 Our Content

The Services and all Content provided by us are protected by copyright, trademark, patent, trade secret, and other intellectual property laws. We or our licensors own all right, title, and interest in and to the Services and Content.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Services and Content for your personal, non-commercial use only.

4.2 Restrictions

You may not:

  • Reproduce, distribute, publicly display, publicly perform, modify, create derivative works of, or otherwise use the Services or Content except as expressly permitted by these Terms
  • Remove, alter, or obscure any copyright, trademark, or other proprietary rights notices from the Services or Content
  • Use the Services or Content for any commercial purpose without our prior written consent
  • Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code for the Services
  • Access the Services or Content through automated means, such as scraping, data mining, robots, or spiders

4.3 User Content

By submitting User Content to our Services, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Content in connection with the Services and our business operations.

You represent and warrant that:

  • You own or have the necessary rights to the User Content you submit
  • The User Content does not violate the rights of any third party, including intellectual property rights, privacy rights, or publicity rights
  • The User Content complies with these Terms and all applicable laws and regulations

We reserve the right to remove any User Content at our sole discretion.

5. Educational Materials and Investment Disclaimer

5.1 Educational Purpose

Our Educational Materials are provided for informational and educational purposes only. They are not intended as financial or investment advice, a recommendation to buy or sell any security or financial product, or an endorsement of any specific trading strategy.

5.2 Risk Warning

Trading and investing in financial markets involves substantial risk of loss and is not suitable for all investors. Past performance is not indicative of future results. The performance of any trading system or methodology is not guaranteed. You should carefully consider your financial situation, investment objectives, level of experience, and risk appetite before making any investment decisions.

5.3 No Guarantees

We do not guarantee that you will make money or achieve any specific returns by using our Educational Materials. Any examples, simulations, or hypothetical trading results shown in our Educational Materials may have inherent limitations and do not represent actual trading results.

5.4 Third-Party Information

Our Educational Materials may contain information from third-party sources that we believe to be reliable, but we do not guarantee its accuracy, timeliness, or completeness.

6. Prohibited Conduct

You agree not to use our Services to:

  • Violate any applicable law, regulation, or third-party right
  • Engage in fraudulent, deceptive, or misleading activities
  • Transmit any viruses, malware, or other harmful code
  • Interfere with the proper functioning of our Services
  • Attempt to gain unauthorized access to our Services or systems
  • Harass, abuse, or harm other users or individuals
  • Submit, upload, or share content that is defamatory, obscene, pornographic, offensive, threatening, or otherwise inappropriate
  • Use our Services for any illegal or unauthorized purpose
  • Create multiple accounts for abusive or fraudulent purposes

We reserve the right to investigate and take appropriate action against anyone who violates these provisions, including removing content, suspending or terminating accounts, and reporting to law enforcement authorities.

7. Payment Terms

7.1 Pricing

The prices for our Services are listed on our Site. We reserve the right to change our prices at any time. Any price changes will not affect previously purchased Services.

7.2 Payment

We accept various payment methods as indicated on our Site. By providing payment information, you represent and warrant that you have the legal right to use the payment method you provide. You authorize us to charge your payment method for the total amount of your purchase, including any applicable taxes and fees.

7.3 Billing and Subscription

If you purchase a subscription, you will be billed in advance on a recurring basis according to the billing cycle you select. Subscriptions automatically renew unless you cancel before the next billing date. You may cancel your subscription at any time by accessing your account settings or contacting us.

7.4 Refunds

Our refund policy is detailed in our separate Refund Policy, which is incorporated by reference into these Terms.

8. Third-Party Links and Services

Our Services may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any third-party websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL INVESTMENT MASTERS PRO, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE SERVICES.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY DAMAGES ARISING FROM OR RELATED TO THESE TERMS OR YOUR USE OF THE SERVICES (FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION), WILL AT ALL TIMES BE LIMITED TO THE GREATER OF (A) THE AMOUNT YOU HAVE PAID US IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO YOUR CLAIM OR (B) ONE HUNDRED DOLLARS ($100).

THE FOREGOING LIMITATIONS WILL APPLY EVEN IF THE ABOVE STATED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

10. Disclaimer of Warranties

THE SERVICES AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

INVESTMENT MASTERS PRO, ITS AFFILIATES, AND ITS LICENSORS DO NOT WARRANT THAT: (A) THE SERVICES WILL FUNCTION UNINTERRUPTED, SECURE, OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY ERRORS OR DEFECTS WILL BE CORRECTED; (C) THE SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICES WILL MEET YOUR REQUIREMENTS.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

11. Indemnification

You agree to defend, indemnify, and hold harmless Investment Masters Pro, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services, including, but not limited to, your User Content, any use of the Services' content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Services.

12. Term and Termination

These Terms shall remain in full force and effect while you use the Services. We may terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Upon termination, your right to use the Services will immediately cease. If you wish to terminate your account, you may simply discontinue using the Services or contact us to request account deletion.

All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Governing Law and Jurisdiction

These Terms and your use of the Services shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, without giving effect to any choice or conflict of law provision or rule.

Any legal action or proceeding relating to these Terms or your access to or use of the Services shall be instituted exclusively in the federal or provincial courts located in Ontario, Canada, and you agree to submit to the personal jurisdiction of such courts.

14. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any significant changes by posting the new Terms on this page and updating the "Last Updated" date.

Your continued use of the Services after any such changes constitutes your acceptance of the new Terms. If you do not agree to the new Terms, please stop using the Services.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

16. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or a waiver of any other provision.

17. Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and us regarding our Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding our Services.

18. Contact Information

If you have any questions about these Terms, please contact us at:

Investment Masters Pro
892 Ashlee Mission
Lake Garfield, ON P3N-0Y8
Canada

Email: contact@investmentmasterspro.com
Phone: +1 (949) 519-9809